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A new name.
The same trusted people.
Thomas Ward Insurance Group
Ned Gulbransen Agency
are now
Ward & Co. Insurance.

Ward & Co., Life, Home, Auto, Pet, Business Insurance

Protecting What Matters Most with Clarity, Care, and Expertise

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Why Ward & Co.

Insurance Built Around Your Life

We listen first, understand what’s important to you, and then tailor coverage with the right balance of protection, value, and simplicity. After 25+ years in the industry, we know your needs aren’t one-size-fits-all, and your policy shouldn’t be either.

Independent Guidance You Can Trust

Because we’re not tied to one carrier, we can compare multiple highly rated companies on your behalf. You get options, transparency, and recommendations — based solely on what’s best for you.

Real People Who Know Your Story

We believe strong relationships make for better insurance. When you call, you reach an advisor who knows your history, understands your goals, and is here to support you as life changes.

Support When You Need It Most

Our team ensures you never face complicated moments alone. From updating your policy to helping you navigate a claim, we stay with you beyond the paperwork.

Ongoing Policy Reviews:

As your life evolves, we adjust your coverage to ensure it stays relevant, accurate, and cost-effective.

Benefits of Working with Ward & Co.

Multiple Carrier Options:

We compare top insurers to help you secure strong coverage at a competitive rate.

Clear, Personalized Advice:

Every recommendation is explained in plain language, so you know exactly what you’re choosing and why.

Dedicated Claim Support:

If something happens, we guide you through the next steps with clarity and reassurance.

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About US
Home Insurance

Your home is one of your most valuable assets and where so many important moments happen. It deserves coverage that reflects its true cost and character. We help protect everything from the structure itself to your belongings and daily comfort, offering options for single-family homes, condos, multi-units, and historic properties.

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Auto Insurance

Auto coverage should protect more than your vehicle; it should secure your financial stability. We help you choose liability limits, optional coverage, and deductibles that match your driving habits and lifestyle.

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Business Insurance

Business owners rely on us to protect their operations, people, and long-term goals.
Whether you’re a small startup, a growing company, or an established local business, let’s secure coverage tailored to your industry and risks.

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Umbrella Insurance

Umbrella policies provide an extra layer of liability protection that supports the rest of your

insurance portfolio. It’s a simple, affordable way to protect your assets and future from

unexpected events.

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Testimonials

Mike has been our insurance agent for our buildings and automobiles for over a decade and has priced our policies with very competitive rates. Prices have dropped and service and protection has increased and would recommend that property owner's review their policies and ask for quotes to see if their policies are competitive.
Beth R.
Mike is a superstar! We have worked with Mike for more than a decade and he has been a trusted part of our professional team. He has held our hand through some stressful situations, given prudent and wise advice and always made us laugh in the process. This last summer he performed a minor miracle and helped me find some insurance for a unique business situation that was way out of his milieu. He worked tirelessly on the problem even though he would only be finding a referral and there would be no monetary gain for him. He saved the day. He is truly THE MAN. He is a great pleasure to work and well of course, he will also find you a great deal.
Ara L.
Mike is not only knowledgeable in his field he is open, friendly and extremely helpful in all aspects of the service he provides. He is a follow-through type expert whose goal is to help the client with highest level of integrity and skill.
Cheri D.
I can call the office of Thomas Ward Insurance at any time and will always get undivided attention to my needs. That means everything to me!
Dennis B.

The Ward & Co. Advantage

Insurance, Done the Right Way.

  • You deserve more than a quote.
  • You deserve thoughtful guidance, clear options, and a team that puts your best interest first.

At Ward & Co., we combine modern tools with real relationships — so your coverage is built around you, not a sales target.

How We Compare
Captive Agent
Online / Direct
Ward & Co.
Coverage tailored to your needs
Limited to one carrier
Algorithm-driven
Dedicated service team
Varies
Self-service
Advice not driven by quotas
Modern tools for a smoother experience
Limited
Access to top-rated carriers
One
Limited
Proactive annual reviews
Rare
Claims advocacy when it matters most
Limited
Call center

Areas We Serve

Ward & Co. Insurance serves clients beyond Illinois, offering coverage in Wisconsin, Michigan, Indiana, New York, Florida, Arizona, California, Texas, Utah, and more. Whether you’ve moved, own property in another state, or operate across state lines, our team can help keep your insurance simple and coordinated wherever life takes you.

Blog

Commercial Auto: The One Coverage Everyone Gets Wrong

If there’s one coverage business owners misunderstand more than anything else, it’s commercial auto. And

The 7 Hidden Business Risks Most Owners Don’t Know They Have

If you’ve been in business long enough, you find out that the biggest problems are

How Auto Glass Claims Work (and What Your Insurance Really Covers)

Windshield damage is one of the most common auto claims we face and, thankfully, one

Our Partners

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